Home improvements can add value, comfort, and style to your home, but before you start tearing down walls or building something new, it’s a good idea to check in with your insurance agent.
Projects like adding a deck, finishing a basement, building a garage, remodeling a kitchen, or adding a pool can change the value of your home and may affect your coverage needs. If your policy isn’t updated after major improvements, you could be underinsured if a claim happens.
It’s also important to make sure contractors have proper insurance before work begins.Ask for proof of liability coverage and workers’ compensation so you’re not left responsible if something goes wrong on your property.
Before your next project starts, contact Insurance Centers. We can review your policy, explain what may need to be updated, and help make sure your home stays properly protected.
Planning Home Improvements? Don’t Forget Your Insurance
