Winter’s freezing temperatures can threaten your home’s plumbing — and a burst pipe can lead to expensive water damage and stress you didn’t plan for. Being proactive now can protect your property and give you confidence in your insurance coverage.
Watch for Signs of Frozen Pipes
Before damage happens, you might notice early warning signs like:
- Little or no water flow when you turn on a faucet
- Strange noises in your plumbing
- Frost or condensation on exposed pipes
Spotting these early means you can act before a pipe bursts.
What to Do If Pipes Freeze
If you suspect a frozen pipe:
- Open the faucet. That gives pressure an escape and speeds thawing.
- Apply gentle heat to the frozen area using a hairdryer or heating pad. Warm towels soaked in hot water can help too.
- Never use an open flame or space heater near pipes — it’s a serious fire hazard.
- If a pipe is frozen inside a wall or you’re unsure, call a professional plumber.
Acting quickly can prevent small issues from turning into major water damage.
Proven Steps to Prevent Frozen Pipes
While we can’t control the cold, you can take steps that significantly reduce the risk of frozen and burst pipes this winter:
Temperature Control
- Keep your thermostat at a consistent temperature day and night. Don’t let it drop below 55°F when you’re away.
Protect Exterior Plumbing
- Disconnect garden hoses and drain them before storing them inside.
- Close and seal indoor valves that supply those outside water sources.
- Cover outdoor faucets with insulated covers to block freezing cold.
Insulate and Seal
- Add insulation to exposed pipes in basements, attics, garages and crawl spaces.
- Make sure doors and windows are properly sealed to prevent cold air leaks.
Warm Air Circulation
- Open cabinet doors under sinks so warmth can reach pipes on exterior walls.
Keep Water Moving
- Let faucets drip slowly during extreme cold. Running water is less likely to freeze.
Why Prevention Matters
Frozen pipes can lead to burst lines, flooding, structural damage and costly cleanup. Your Insurance Centers policy may cover water damage caused by a sudden pipe break, but most policies do not cover the pipes themselves or damage resulting from neglect. Staying proactive ensures you protect your home and maintain the coverage you rely on.