Comprehensive Coverage: What’s Covered?

June 08, 2026

When it comes to auto insurance, many drivers are surprised to learn that damage to their vehicle isn’t always covered by standard liability insurance. That’s where comprehensive coverage comes in.
Comprehensive coverage helps protect your vehicle from non-collision-related losses,
including:
✔ Theft
✔ Vandalism
✔ Fire
✔ Falling objects (such as tree limbs)
✔ Hail and wind damage
✔ Flooding and other weather-related events
✔ Animal collisions, including deer
If your vehicle is damaged by something other than a collision with another vehicle or object, comprehensive coverage may help pay for repairs or replacement, subject to your deductible.
Not sure if you have comprehensive coverage or if your deductible still fits your needs?
The team at Insurance Centers is here to help review your policy and answer your questions.