Privacy Notice

Insurance Centers, Inc. has created this privacy statement in order to demonstrate our firm commitment to privacy.

The privacy and security of your personal information is important to us. This notice will inform you about our policies and procedures concerning the personal information about you that we collect, maintain and disclose in connection with the insurance policies you apply for or obtain from us. In the process of offering insurance products, we collect, maintain, and, in some instances, disclose "nonpublic personal information" about you. Nonpublic personal information may include your name, address, social security number, wage information, driving record, policy coverages, medical information or credit history. It may also include transaction information such as your premium payment or claims history with us. We appreciate the importance of your personal privacy and are committed to protecting it as we provide for your insurance needs.

Collection of Information

We obtain nonpublic personal information about you from the following sources:

• From you through applications or other forms such as claims forms or underwriting questionnaires.
• Insurance support organizations such as claims reporting services and other parties who provide information on insurance related transactions you have conducted with us or others.
• We may also obtain nonpublic personal information from consumer reporting agencies.

We use your IP address to help diagnose problems with our server, and to administer our website. Your IP address is used to help identify you. Insurance Centers, Inc. uses standard software to collect information about our visitors, such as:

• date and time our site was accessed
• IP address (a numeric address given to servers connected to the internet)
• web browser used
• city, state, and country

Insurance Centers, Inc. uses this information to create summary statistics and to determine the level of interest in information available on our site.

Visitors may elect to provide us with personal information via e-mail or an online information form. This information is used internally, as appropriate, to handle the sender's request. It is not sold to other organizations.

The agency’s website may provide you with the ability to view other Internet websites. Insurance Centers, Inc. does not endorse, promote or otherwise recommend in any way the products, services or information found through this access. Furthermore, no warranty or representation with respect to the products or services made available through other such sites is provided by Insurance Centers, Inc. Insurance Centers, Inc. is not responsible for the privacy practices or the content of such external websites.

Information We May Provide to Others

We only disclose information about our applicants, customers and former customers as permitted or required by law in conjunction with our normal insurance operations. Here are some examples:

• We may disclose information to others such as our claims adjusters and our attorneys in the processing of an insurance claim.
• We may be required by a court of law to provide information in connection with a legal proceeding.
• We share information with consumer reporting agencies and insurance support organizations.
• We may share information with government agencies which conduct examinations of our procedures.

We Do Not Sell Your Information to Others for Marketing Purposes

Because we respect your privacy, we do not sell, trade or otherwise disclose your identity or any other personal information about you to third parties for their marketing purposes. This includes information we obtain concerning all applicants, customers and former customers. We may, however, share information regarding your transactions with us with our affiliates, as listed above, or companies that perform marketing services on our behalf to assist us in providing our products and services to you. These companies are required to keep your information confidential.

Email Policy

Insurancecenters.com may obtain email addresses from customers or visitors. We do not sell this information or use it in any way except as related to your business with Insurance Centers, Inc. Insurance Centers, Inc. advises its customers not to communicate any non-public personal information by email to the agency.

The agency may occasionally send email to its customers about new or additional Insurance Centers, Inc. products or services. If the customer does not wish to receive this information from the agency, the customer may request at the time such email is received that the agency not send any more information by email to the customer.

Insurance Centers, Inc. advises its customers to refrain from sending confidential information such as social security numbers or account numbers to us via email. Email communication should only be used for information inquiries of a non-sensitive and non-confidential nature.

Security of Your Personal Information

While your nonpublic personal information is under our control, access is limited to those employees who have legitimate business needs for such information with respect to your insurance coverages. In accordance with applicable state and federal regulations we maintain physical, procedural and electronic safeguards to protect the privacy and confidentiality of your nonpublic personal information.

This site has security measures in place to protect the loss, misuse and alteration of the information under our control. Insurance Centers, Inc. uses a firewall to insure the protection and to prevent the misuse and alteration of information associated with this site. Insurance Centers, Inc. also uses 128-bit encryption during online transactions to protect information from being seen by a third party.

Disclaimer

The information on this Web site concerning any insurance policies, companies, or other products is intended to give you an overview of the policies and products offered by Insurance Centers, Inc. and the companies that it has been appointed to represent. None of these descriptions constitutes an insurance policy and not all policies and products are available in all states. For more information, please contact Insurance Centers, Inc. at the address above.

Personal information provided by anyone to Insurance Centers, Inc. for purposes of obtaining a quote via this website should be considered to be voluntary and at the users risk. Personal information submitted by anyone to Insurance Centers, Inc. via this website should note that this information may be used to obtain insurance scores and past loss reports as provided by insurance and consumer reporting bureaus utilized by Insurance Centers, Inc.

Insurance Centers, Inc. is an equal opportunity insurance agency. Decisions to offer or not offer coverage options to anyone is at the sole discretion of applicable underwriting guidelines provided by companies with whom Insurance Centers, Inc. is legally appointed and/or by limitations according to West Virginia state insurance laws.

Form Submissions

Completion and/or submission of any web form to Insurance Centers, Inc via this website indicates the agency has permission to contact you via telephone regarding this quote. Furthermore, if you do subscribe to any “do-not-call” lists, your submission of information via this website indicates that you permit Insurance Centers, Inc. to contact you via telephone regarding your request. You will hold Insurance Centers, Inc harmless from any penalties otherwise levied against all other telemarketing calls as indicated by federal and state do-not-call list laws.

Further Information

For additional information concerning our privacy policy you may write to us at: Insurance Centers, Inc.

P.O. Box 206
Bruceton Mills, WV 26525